Encendido

Rancho Santa Fe | California

The Grandeur of

Country Estates

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Lisa Walton

Presented At

$2,950,000

14994 Encendido, San Diego, CA, 92127, USA, Rancho Santa Fe, California, United States. - Photo 1

14994 Encendido, San Diego, CA, 92127, USA, Rancho Santa Fe, California, United States. - Photo 2

14994 Encendido, San Diego, CA, 92127, USA, Rancho Santa Fe, California, United States. - Photo 3

14994 Encendido, San Diego, CA, 92127, USA, Rancho Santa Fe, California, United States. - Photo 4

14994 Encendido, San Diego, CA, 92127, USA, Rancho Santa Fe, California, United States. - Photo 5

14994 Encendido, San Diego, CA, 92127, USA, Rancho Santa Fe, California, United States. - Photo 6

14994 Encendido, San Diego, CA, 92127, USA, Rancho Santa Fe, California, United States. - Photo 7

14994 Encendido, San Diego, CA, 92127, USA, Rancho Santa Fe, California, United States. - Photo 8

14994 Encendido, San Diego, CA, 92127, USA, Rancho Santa Fe, California, United States. - Photo 9

14994

Encendido

Rancho Santa Fe | California

14994 Encendido, San Diego, CA, 92127, USA, Rancho Santa Fe, California, United States. , Rancho Santa Fe , California 92127

Panoramic Hillside Homesite for Monumental Estate Vision

Amazing opportunity to build in Santaluz... Premium Homesite with Spectacular Views! Dont miss one of the last remaining homesites behind the gates of the prestigious Santaluz community...a truly rare offering that hasnt been available in years! This extraordinary lot at the end of the cul-de-sac is perched on a private hillside, capturing breathtaking, unobstructed vistas of Lusardi Creek, the surrounding valley, distant mountains, and vibrant sunset skies often dotted with hot air balloons. Enjoy 360-degree panoramic views and ultimate privacy on this expansive homesite. Whether you envision a sprawling single-level estate or a striking two-story residence, the flexibility is here: build up to 11,080 sq ft under roof, with 8,500 sq ft as a single level or 9,000 sq ft as a two-story home. Plans are available to help bring your dream to life. This is more than just landits a once-in-a-generation opportunity to craft your custom sanctuary in one of Southern Californias most coveted golf communities. Dont let this incredible opportunity slip away.

Property

Property Location

14994 Encendido, San Diego, CA, 92127, USA, Rancho Santa Fe, California, United States., Rancho Santa Fe California

Local Weather & Climate

Rancho Santa Fe, California

Current Conditions Updated recently

71 °F

Clear sky

Feels Like 70°F

Humidity 55%

Wind 6 mph

Visibility 6.2 mi

Sunrise 2:14 PM

Sunset 1:47 AM

5-Day Forecast

Tue 3 Mar

Clear

High 71°

Low 71°

Wed 4 Mar

Clear

High 69°

Low 57°

Thu 5 Mar

Clouds

High 69°

Low 57°

Fri 6 Mar

Clear

High 68°

Low 59°

Sat 7 Mar

Clouds

High 71°

Low 60°

Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Rancho Santa Fe?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

Home Price

Down Payment

$100,000

Interest Rate

Loan Term

Estimated Monthly Payment $3,160

Monthly Payment Breakdown

Principal & Interest $2,528

Loan Amount $400,000

Total Interest $337,621

Total Cost $737,621

Potential Tax Benefits (United States)

$0 Est. First Year Interest Deduction

$0 Est. Annual Tax Savings

*Based on post-2017 tax law. Actual deductions depend on filing status, itemization, and current tax laws.

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Important Information

This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
Tax benefit calculations are simplified estimates based on general assumptions for United States. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
Tax Year Information: Tax data shown is based on United States tax year 2025 (fiscal year: January-December), rules effective from 2018 through 2025. Tax laws change frequently and may have been amended since this data was compiled.

Tax Information Disclaimer

The tax benefit information displayed on this page is provided for general informational and educational purposes only. This information:

Does not constitute tax advice and should not be relied upon as such. Tax laws are complex and vary by jurisdiction, individual circumstances, and are subject to change without notice.
May not be current or accurate for your specific situation. Tax rules are updated frequently by governments, and the information shown may not reflect the most recent changes.
Uses simplified assumptions that may not apply to your circumstances, including filing status, total income, other deductions, alternative minimum tax considerations, and local tax variations.
Should not be used as the basis for any tax planning decisions or financial strategies without consulting a qualified tax professional licensed in your jurisdiction.

Before making any decisions based on potential tax benefits, you should consult with a qualified tax advisor, certified public accountant (CPA), or licensed tax professional who can evaluate your specific circumstances and provide advice tailored to your situation.

Limitation of Liability: By using this calculator, you acknowledge that all results are approximations and should not be relied upon for financial, legal, or tax decisions. openluxe, its affiliates, officers, directors, employees, and agents expressly disclaim all liability for any damages, losses, or consequences arising from the use of or reliance on this calculator or the information provided herein. openluxe is not a lender, financial advisor, or tax professional and does not provide mortgage loans, financial advice, or tax advice. Use of this calculator does not create any professional relationship.

$295,000,000

14994 Encendido, San Diego, CA, 92127, USA, Rancho Santa Fe, California, United States.

Rancho Santa Fe, California 92127

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Market Opinion

Ultra Luxury 177.3× median

View prices in:

Our perspective on current market conditions in Rancho Santa Fe. For informational purposes only — always consult a licensed real estate professional before making decisions.

Good Time to Buy

Market conditions favor buyers. Consider making a move.

Buyer Score

Prices are down 10.3% year-over-year

Homes are taking 49 days to sell - more time to negotiate

Local Market Price Trends

Median home sale prices in Rancho Santa Fe, California — ZIP code 92127 over the last 24 months. This shows how property values in this neighborhood have changed over time, helping you understand whether the market is appreciating, stable, or cooling.

This property is listed at $295,000,000

Area median: $1,664,000

-10.3% year-over-year (well below the 3.5% historical avg)

Market Competition

49 days

Days on Market

Above typical

98.5%

Sale-to-List Ratio

Below asking

Future Value & Wealth Building

Starting investment: $2,950,000 20% down ($590,000)

42.4 years

Double Your Investment

Based on current market trends, your property value could double

$1,448,977

10-Year Equity

Your potential equity after 10 years of payments and appreciation

$15,701

Monthly Investment

Estimated monthly mortgage payment (principal & interest)

$4,818,385

30-Year Wealth Potential

Total equity after full mortgage payoff with market appreciation

2.5x

Leverage Power

Your $590,000 down payment could grow to $1,448,977 in equity (10 yrs)

Investment Perspective

$1 → $1.18

Every dollar invested today could become $1.18 in 10 years

$100 → 118 $1,000 → $1,178

$133/day

Your home may appreciate while you sleep

$935/week $4,054/mo $48,642/yr

$100K Investment Comparison (10 Years)

Real Estate (Leveraged)

$189K

S&P 500 Index

$259K

High-Yield Savings

$155K

Real estate leverage: potential -27% advantage over stocks

-$1.6M

+$1.4M

$1.4M Potential Equity

vs $1.6M lost to rent over 10 years

$590K Down Payment Growth

2.5x

10yr

$1.4M

4.6x

20yr

$2.7M

8.2x

30yr

$4.8M

Wealth Comparison

×11

Equivalent to 11 average US homes

top 5%

US household wealth ranking

Median: $193K Yours: $4.8M

Time to Double Your Investment (accounting for market cycles)

60.5

years

Conservative

1.15% effective/yr

42.4

years

Market-Based Opportunity

1.65% effective/yr

26.6

years

Optimistic

2.64% effective/yr

Projected Home Values (adjusted for market cycles)

10 Years

Conservative $3.3M +12%

Market $3.5M +18%

Optimistic $3.8M +30%

$1.4M est. equity

20 Years

Conservative $3.7M +26%

Market $4.1M +39%

Optimistic $5.0M +68%

$2.7M est. equity

30 Years

Conservative $4.2M +41%

Market $4.8M +63%

Optimistic $6.4M +119%

$4.8M est. equity

Historical Market Context

How current appreciation compares to long-term averages

National Long-Term Average

4.27 %

1967 – 2024

57 years of U.S. home price data

Recent Decade Average

6.5 %

2014 – 2024

Post-recovery bull market

Opportunity Zone

Current 2.5% appreciation is below the national historical average. This market may offer value opportunities.

Projections account for historical market cycles (~12% corrections every 6 years). Effective annual growth after corrections: 1.6%. Market scenario reflects current 2.5% YoY trend from Redfin (Feb 2026). These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Important Disclaimer

The information presented in this Market Opportunity Opinion is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or real estate advice. This analysis represents our opinion based on publicly available data and should not be relied upon as the sole basis for any real estate or investment decision.

No Guarantee of Accuracy: While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the data, projections, or analysis contained herein. Market conditions can change rapidly and unpredictably.

Not Professional Advice: This content does not constitute professional real estate, financial, or investment advice. We strongly recommend consulting with qualified professionals—including licensed real estate agents, financial advisors, attorneys, and tax professionals—before making any real estate or investment decisions.

Past Performance Disclaimer: Historical data and trends presented do not guarantee future results. Real estate markets are subject to numerous factors beyond the scope of this analysis, including economic conditions, interest rates, local regulations, and unforeseen events.

By viewing this information, you acknowledge that you understand these limitations and agree that the property owner, listing agent, brokerage, and platform providers shall not be held liable for any decisions made based on this analysis.

Data from U.S. Census Bureau, World Bank, Zillow, and Redfin | Market data updated Feb 2026

Neighborhood Demographics

ZIP 92127 • 2022 ACS Data

51,107 Population

Median Age: 37.0

$166,804 Median Income

Very High

$1,096,000 Median Home Value

Rent: $2,442

75.0% College Graduates

Very High

Housing

Homeowners 67.2%

Renters 29.5%

Vacancy Rate 3.3%

Employment

5.2% Unemployment

26.4% Work From Home

Education Attainment (Age 25+)

High School+ 97.5%

Bachelor's+ 75.0%

Graduate+ 33.2%

Data from U.S. Census Bureau American Community Survey 2022

Local Market Trends

Real estate market data for Rancho Santa Fe

Warm Market Active market with steady demand

$1,664,000

Median Sale Price

$662

Price per Sq Ft

Avg Days on Market

Data provided by RentCast

Frequently Asked Questions

Common questions about this property

What is the listing price for 14994 Encendido, San Diego, CA, 92127, USA, Rancho Santa Fe, California, United States?

This property is listed at $295,000,000.

What are the current real estate market conditions in Rancho Santa Fe?

In Rancho Santa Fe, home prices have decreased 10.3% over the past year, homes typically sell within 49 days, it's currently a unknown. These market conditions can affect pricing strategies and negotiation opportunities.

Is now a good time to buy a home in Rancho Santa Fe?

Based on current market indicators, Rancho Santa Fe shows an active market. The market opportunity score is 72 out of 100, reflecting factors like price trends, inventory levels, and days on market.

What type of property is 14994 Encendido, San Diego, CA, 92127, USA, Rancho Santa Fe, California, United States?

This is a land parcel located in Rancho Santa Fe, California. The property is situated in an established neighborhood with convenient access to local amenities and services.

Brokerage: